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featured early direct deposit
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Early Direct Deposit

Direct deposit has gone from being a cutting-edge feature to the default for most workers and employers, and it’s no surprise why. It eliminates the hassle of cashing your check at the bank. Instead, your employer pays you electronically and…
achieve your financial goals

How to Achieve Your Financial Goals

Being financially secure is more prevalent than ever, but it still remains a challenge to many people. Let's discuss how to achieve your financial goals – and actually stick to it this time. After a long and arduous 2020, more and more…
financial spring cleaning
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Financial Spring Cleaning

Spring is the season for cleaning and that shouldn’t just end at home. Your finances should go through a little spring cleaning themselves. Having an organized financial life can help you better understand the flow of your money. Tracking…
reversion to the mean

Reversion to the Mean

A basic thesis on Wall Street is that what has worked well in the last market cycle is likely to underperform in a new cycle, and conversely, the underperformers of the last cycle can or should be the outperformers of the new cycle. The basic…
how to keep money

How to Keep Money

“How did you go bankrupt? Bill asked. “Two ways”, Mike said. “Gradually and then suddenly.” - E. Hemingway, The Sun Also Rises (1926) Once we make some money, how do we keep it? There are many articles written about how to make…
contactless payment

Is Contactless Payment Safe?

Thanks to COVID-19, most of us really don’t want to hand our card to someone or touch a potentially contaminated PIN pad on a POS device.   Questions about passing germs and touching common surfaces have boiled to the top of our everyday…
keep more of your paycheck

How to Keep More of Your Paycheck

Budgeting your paycheck is something everyone should do, but it doesn’t mean everybody does. Sometimes, the hardest thing about saving is starting. If you find yourself spending beyond your paycheck, stretching it way too thin, or not contributing…
NFC

NFC Payment

Have you ever seen that icon on your credit card with frequency wave-like lines, similar to the WiFi icon, but sideways? That means your card is enabled for NFC payment. But what exactly does that mean? What is NFC? Near Field Communication…
the future of online banking

Customized Security

The Appeal of Online Finance Simplifying your financial life on an app offers unique opportunities that a physical branch can not match.  At any time, any day, any device, and anywhere in the world, you can access your account balances,…
Marygold & Co mobile banking app

The Future of Mobile Banking

Gone are the days of having to rush to the bank after work to deposit your check or get cash. Cell phones do it all nowadays, including saving you time from having to go to the bank! The future of mobile banking is here, but even that technology…