Payment Capabilities

Easy Money – Literally!

With Marygold & Co., there are easier ways to pay and get paid – all within a single app that doesn’t require the payer and the payee to use the same app or the same bank. Marygold & Co. clients have the convenience of sending money to anyone in the United States with an email address or mobile phone number. Recipients have convenient choices to receive their payment regardless of their banking or app preferences.

We’re willing to bet you don’t carry cash with you anymore. However, you probably have your phone with you at all times. All from your mobile device, you can control your money without the risk of carrying it around, losing it, and/or having it stolen. Gone are the days of, “I forgot my wallet” or, “I’ll pay you back.” New and improved payment capabilities allow you to transfer and accept money where and when you want it.

No matter how you prefer, moving money with Marygold & Co. is painless, trackable, fast, and secure.

Marygold & Co. Banking & Financial Services App Is Launching in 2021


Spend Now account payment capabilities

No-Fee, Spend Now Account

Open a Marygold & Co. Spend Now Account and not only can you send payments to anyone in the US, but we’ll even give you and each new member a bonus for new accounts opened from a sent payment.

Pay Anyone

Send money to a recipient’s email address or mobile phone number. There are no fees to send money from Marygold & Co. and the receiver can choose their preferred method of depositing their payment including: 

  1. Bonus $ – Open a Free Marygold & Co. account to receive a bonus $10 added to the payment
  2. Free ACH – Money deposited into the recipient’s existing bank account within 2-3 business days.*
  3. Expedited ACH – Need money faster than 2-3 business days? Recipients may request to expedite the transfer and have the money deposited to any bank account within 24 hours.**
  4. Check – Some recipients prefer to simply receive a physical check in the mail or to receive a digital check that can be mobile deposited into their existing account – no problem!***
peer to peer mobile payment

Peer-to-Peer (P2P)

Payment capabilities from peer to peer are as simple as sending a text. Payments will be sent and received instantly between any two (or more) Marygold & Co. members.