Earn Interest on All Deposits

0.125% APY* Spend Now Accounts

0.200% APY* Money Pool Savings Accounts

Earn more interest than your average savings with a Money Pool Savings Account

If you want easy access to your money while earning interest at the same time, then a Money Pool Savings Account is a perfect fit for you. And Marygold & Co. offers much more than just great rates.

interest and rates

Why Open a Money Pool Savings Account?

The Annual Percentage Yield (APY)** calculated is directly based on the Federal Funds Rate. The Federal funds rate is the target interest rate set by the Federal Open Market Committee (FOMC) at which commercial banks borrow and lend their excess reserves to each other overnight.

Marygold & Co. Current Rates:

  • Marygold & Co. Spend Now Accounts = .125% APY
  • Marygold & Co. Money Pool Savings Accounts = .200% APY

Important Note – The Federal Reserve lowered the fed funds rate to a range of 0.00%-0.25% on March 15, 2020, in response to the COVID-19 pandemic.

*Rate is annual and monthly payments will be prorated based on the number of days in the month.

**APY% Disclaimer. Marygold & Co. is a free debit and associated savings account with no monthly maintenance fee, a $0 minimum balance requirement to open the account, and is FDIC insured up to the maximum allowed. Annual Percentage Yield (APY%) rates may change after the account is opened. Log into your account via the app for current rates. Fees may reduce earnings.