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How to Avoid Identity Theft

You’ve worked hard for the things you have under your name – it’s more than a sinking feeling to find out that someone has stolen your belongings, finances, and identity. It can be a real pain to try and sort it all out once it happens.…
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Early Direct Deposit

Direct deposit has gone from being a cutting-edge feature to the default for most workers and employers, and it’s no surprise why. It eliminates the hassle of cashing your check at the bank. Instead, your employer pays you electronically and…
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How Much to Save Each Month

“I don’t have the money” is a common phrase we hear or say when there’s an option to purchase something that doesn’t necessarily align with our financial goals or budget. But is it because we are actually broke or are we trying to…
achieve your financial goals

How to Achieve Your Financial Goals

Being financially secure is more prevalent than ever, but it still remains a challenge to many people. Let's discuss how to achieve your financial goals – and actually stick to it this time. After a long and arduous 2020, more and more…
financial spring cleaning
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Financial Spring Cleaning

Spring is the season for cleaning and that shouldn’t just end at home. Your finances should go through a little spring cleaning themselves. Having an organized financial life can help you better understand the flow of your money. Tracking…
how to control spending habits

How to Control Spending Habits

Spending vs Saving Habits Americans are spending on average almost 80% of what they earn. This leaves little for an emergency fund, retirement, or savings for big-ticket items like a house, a car, or an appliance. The situation is not improving.…
are mobile banking apps safe

Are Mobile Banking Apps Safe?

  Switching to online banking has its obvious perks, most notably, having complete access to the bank and features without having to physically go into your local brick-and-mortar. However, mobile banking apps still have…
separate money in bank account

How To Separate Money in Bank Account

Learning how to separate money into different bank accounts associated with your specific goals will help you stay financially stable and disciplined. When you set up multiple accounts, it makes saving for specific short-term and long-term…
putting money aside each month

How to Put Money Aside Each Month

There are many reasons to save money. It’s not just because some wise philosopher said, “Take care of the pennies and the dollars will take care of themselves”. It’s also not just because your parents advised you to “save for a rainy…
direct deposit

How Does Early Direct Deposit Work?

Life and surprise expenses don’t always align with payday. It is important to be proactive in order to protect yourself (and your bank account) from unforeseen circumstances. Marygold & Co. banking services enable you to get your direct…