financial spring cleaning
,

Financial Spring Cleaning

Spring is the season for cleaning and that shouldn’t just end at home. Your finances should go through a little spring cleaning themselves. Having an organized financial life can help you better understand the flow of your money. Tracking…
how to control spending habits

How to Control Spending Habits

Spending vs Saving Habits Americans are spending on average almost 80% of what they earn. This leaves little for an emergency fund, retirement, or savings for big-ticket items like a house, a car, or an appliance. The situation is not improving.…
are mobile banking apps safe

Are Mobile Banking Apps Safe?

  Switching to online banking has its obvious perks, most notably, having complete access to the bank and features without having to physically go into your local brick-and-mortar. However, mobile banking apps still have…
separate money in bank account

How To Separate Money in Bank Account

Learning how to separate money into different bank accounts associated with your specific goals will help you stay financially stable and disciplined. When you set up multiple accounts, it makes saving for specific short-term and long-term…
putting money aside each month

How to Put Money Aside Each Month

There are many reasons to save money. It’s not just because some wise philosopher said, “Take care of the pennies and the dollars will take care of themselves”. It’s also not just because your parents advised you to “save for a rainy…
direct deposit

How Does Early Direct Deposit Work?

Life and surprise expenses don’t always align with payday. It is important to be proactive in order to protect yourself (and your bank account) from unforeseen circumstances. Marygold & Co. banking services enable you to get your direct…
emergency vs savings

Emergency Fund vs Savings

Life happens and we’re not always prepared for it financially. That’s why it’s important to keep an emergency fund as well as a savings account – and to know the difference between the two. Here we explain the difference between an emergency…