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Marygold Launches Newest Feature of Mobile Fintech Banking App – Cash Management Account with Up To 6% Return

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Marygold & Co. is a financial technology company and not a bank. The Marygold Mastercard Debit Card is issued by Community Federal Savings Bank, member FDIC, pursuant to the license from Mastercard International. Balances in your Spend Now account and Savings Money Pools are sent to and held by Community Federal Savings Bank or the other FDIC member and insured depository institution as listed here (“network banks”). The list of network banks is subject to change from time to time. Your USD balances and other deposits you may hold at Community Federal Savings Bank or any of the network banks are insured up to $250,000 in the aggregate, but only in the event the respective FDIC member fails. Actual insured amounts may be lower or adversely affected based on any balances you separately hold at a network bank.

INVESTMENT MONEY POOLS ARE: NOT FDIC INSURED 🔸 NOT BANK DEPOSITS 🔸 NOT BANK GUARANTEED 🔸 MAY LOSE VALUE

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

Cash Management Account Disclosure

*Terms and limitations apply. Yield rate reflects 4 week Treasury Bill rate (as of December 2, 2024) when held to maturity. Yields on T-Bills are subject to change with economic conditions. Rate is gross of fees. T-Bills are purchased in increments of $100 par value at a discount; any remaining balance after purchase is held in cash. For a list of fees, see Marygold & Co. Advisory Services, LLC. Fee Schedule. For other important disclosures, see U.S. Treasuries Risk Disclosures.

During the promotional period Marygold & Co. will provide an additional bonus, also referred to as a “boost”, to clients who successfully open a CashManagement Account through Marygold & Co. At the 4-week T-Bill maturity, Marygold will receive a new buy activity as part of reinvestment of principal and interest earned (excludes reinvestment of Marygold boost). Once the buy activity is complete and respective trade confirmation is received, Marygold will trigger the subsidy boost computation to provide up to 6% return for the matured T-Bill in context. Client will receive this subsidy boost as a credit into their Spend Now account. In case of any corrections to the subsidy boost, Marygold will adjust the boost amount appropriately.This credit will take place before the Jikoadvisory fee is deducted. This bonus program and associated activities comply with all applicable federal and state financial and consumer protection regulations, with ongoing review for alignment with industry standards and regulatory updates. Promotional period will continue until June 30, 2025, or until assets under management reach $100,000,000.

Eligibility for the bonus program or “boost” is limited to individual clients who successfully complete onboarding for the Cash Management Account specifically. Certain high-risk account types will be excluded based on internal risk assessments. At year-end the boost amount paid to a client will bereported on a 1099 tax form.This bonus programis provided by Marygold & Co. Jiko Securities, Inc. has no affiliation with the bonus.

For the latest annualized yield, see US Treasury Website.US Treasury Bills are investments and guaranteed by the United States and state tax exempt. Investments are not deposits, not FDIC insured, and maylose value. Treasury Bills are held in your SIPC-insured brokerage account with Jiko Securities, Inc. For details, please see www.sipc.org.

INVESTMENT IN T-BILLS ARE: NOT FDIC INSURED 🔸 NO BANK GUARANTEE 🔸 MAY LOSE VALUE

All US Treasury investments and investment advisory services provided by Jiko Securities, Inc., a registered broker-dealer, member FINRA and SIPCSecurities in your account are protected up to $500,000. For details, please see www.sipc.org.

Banking services provided by Jiko Bank, a division of Mid-Central National Bank.

Jiko Group, Inc. and its affiliates do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. See FINRA BrokerCheck, Jiko U.S. Treasuries Risk Disclosures, and Jiko Securities Inc. Form CRS.

The Marygold Companies, Inc. (ticker MGLD)

Copyright © 2025 Marygold & Co. All rights reserved.